How to take loan in PLI



  • Loan is admissible on Whole Life Assurance (WLA), Endowment Assurance (EA) and Convertible Whole Life Assurance (CWLA) policies.
  • Currency of policy should be minimum of 3 years in case of EA and CWLA.
  • Currency of policy should be minimum of four years in case of WLA.
  • Policy should be unencumbered/ unassigned.
  • Loan Limit:
    (a) Whole Life Assurance
    Currency of Policy
    		Percentage of surrender value onwhich loan is admissible
    More than 4 years to 7 years60%
    More than 7 years to 12 years80%
    More than 12 years90%

    (b) Endowment Assurance and Convertible Whole Life Assurance
    Currency of Policy
    		Percentage of surrender value onwhich loan is admissible
    More than 3 years to 5 years60%
    More than 5 years to 10 years80%
    More than 10 years90%

  • Insurant should apply on LI-35 (loan application) and send to DDM (PLI) alongwith policy document and premium receipt book.
  • Second and subsequent loan is admissible after a year if the first loan is fully repaid.
  • Loan interest @ 10% p.a is calculated on six monthly basis.

    • 37 comments:

    1. David26 March 2015 at 00:59

      thanks for sharing LIC Policy Chart

      ReplyDelete
    2. Unknown1 September 2015 at 22:45

      No wonder why you receive countless of feedbacks.life insuance

      ReplyDelete
    3. Unknown5 August 2018 at 20:51

      Its a poor web site, I want to register my pli for online pay ,but it doesn't work even though I submitted to HO and I got a letter also but can't register .

      ReplyDelete
    4. Unknown5 September 2018 at 18:48

      How can repement discontinued policy

      ReplyDelete
    5. Unknown5 September 2018 at 18:48

      How can repement discontinued policy

      ReplyDelete
    6. Unknown17 September 2018 at 19:46

      My pli policy was lapsed can u send renewal form

      ReplyDelete
    7. Unknown29 October 2018 at 01:25

      I have pli policy from 6 yrs now I want to take a loan on this policy pls advice me

      ReplyDelete
    8. Unknown19 November 2018 at 23:40

      माझी 5 लाखाची PLI आहे सप्टेंबर 2015 ला चालू केली आहे MATURITY 2045 ला होईल तर लोन किती मिळेल मला आणि हप्ता 1734 आहे
      सध्या लोन किती मिळू शकते

      ReplyDelete
    9. Unknown4 December 2018 at 23:27

      My policy 2700ki hai 17 years ki hai.... Tital 500000 me bhar rahahum.... From 4years.. Kithana loan miljayigi... Meture time 2032

      ReplyDelete
    10. Unknown20 December 2018 at 21:40

      Meri pli policy ek 1560 aur ek 375 wali hai mujay loan cahiye tha kaise mile ga 2024 main closeing time hai dono policy ka

      ReplyDelete
    11. Unknown24 December 2018 at 07:28

      Pli sa is 500000/ opened on oct 2012. This is endowment pli. How much loan I will get on Feb 2020.app.

      ReplyDelete
    12. Unknown24 December 2018 at 07:31

      This pli maturity on oct 2025

      ReplyDelete
    13. Unknown16 January 2019 at 04:42

      can i get loan by any post office ....

      ReplyDelete
    14. Unknown3 February 2019 at 17:16

      Repayment of PLI loan is eligible for tax deduction?

      ReplyDelete
    15. Unknown3 February 2019 at 17:17

      Repayment of PLI loan is eligible for tax deduction?

      ReplyDelete
    16. Unknown10 February 2019 at 01:46

      I took pli policy in 2004 sum ass is 100000. Endowment policy. I need loan on this policy. maturity is on 2040. What amount I can

      ReplyDelete
    17. leo mcgrath20 February 2019 at 08:26

      Often, bad credit is created after a huge list of wasteful expenditure is added to the itinerary of an individual. Short term loan lenders might be a good choice in case of emergency loans.

      ReplyDelete
    18. Unknown8 April 2019 at 03:01

      Sir I would to get loan from my PLI policy which was 14years completed but emi is 435/- till 2023

      How much loan can I applicable just by now

      ReplyDelete
    19. Unknown17 April 2019 at 08:54

      I have a pli of 7lack my emi is 3800 pm . 5yrs completed . Maturity years is 2029 . So I want loan on my PLI . How much loan can I applicable

      ReplyDelete
    20. Unknown18 May 2019 at 23:44

      Mera monthly EMI 1176 hai mene 2010 me policy liya tha 15 years ka mujhe kitna loan mileage aur kya document lagega

      ReplyDelete
    21. anushka25 May 2019 at 00:28

      Much obliged to you for sharing such extraordinary data. It has help me in discovering more insight about Best personal loan offers

      ReplyDelete
    22. Unknown22 July 2019 at 23:40

      IN RPI CAN I APPLY LOAN SIR

      ReplyDelete
    23. Unknown22 July 2019 at 23:42

      I HAVE TWO RPLI , CAN I APPLY LOAN

      ReplyDelete
    24. Unknown3 September 2019 at 02:30

      Meri policy 3800 ka hai.total policy amount 800000 ka hai.policy start 2016 may ka hai or close 2033 ka hai..17 years ka policy hai..mujhe loan chahiye..kitna loan mil sakta hai..aur kya documents chahiye .plz inform me urjent

      ReplyDelete
    25. Unknown3 September 2019 at 02:47

      How can i apply loan form a pli policy plz inform me

      ReplyDelete
    26. Unknown9 September 2019 at 09:45

      I have two pli policy
      What can I take loan from both the pli in same time for one year

      ReplyDelete
    27. Unknown11 October 2019 at 06:40

      Respected sir/mam I have a policy 4500 for 18 years .And I already filled amount 6 7 years .And I want to take loan from pli.how much i get a loan.

      ReplyDelete
    28. Unknown10 November 2019 at 00:54

      My bond lose I have a pic of bond

      ReplyDelete
    29. Unknown23 January 2020 at 08:41

      I have taken pli before 5 years..can i take the loan


      ReplyDelete
    30. Unknown15 February 2020 at 19:08

      My pli policy open Oct 2015
      1000000 monthly premium 4750
      My requirements pli loan

      ReplyDelete
    31. Unknown24 May 2020 at 22:24

      माझी ५लाखाची पाॅलिसि आहे.मार्च २००९ ला काढली आहे.हप्ता १३७५ आहे.मला लोन किती मिळेल?व परतफेड साठी हप्ता काय पडेल.फैजपूर ता.यावल जि.जळगाव जवळच्या लोन मंजुरीकरीता एजन्टचा नंबर मिळावा

      ReplyDelete
    32. Unknown10 July 2020 at 22:02

      How can I get loan on pli online

      ReplyDelete
    33. Unknown14 September 2020 at 01:22

      I want loan

      ReplyDelete
    34. Unknown3 November 2020 at 09:12

      I'm already my Pli started from2014 December to and the maturity date is 2026 october.but how much me get my Pli loan.

      ReplyDelete
    35. Unknown3 November 2020 at 09:32

      My Pli policy open2014 December900000lack monthly premium 6396 but how much get my Pli loan.pls inform me.

      ReplyDelete

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